Matthew 25:26-29 But his master answered him, You wicked and slothful servant! You knew that I reap where I have not sowed, and gather where I have not winnowed? Then you ought to have invested my money with the bankers, and at my coming I should have received what was my own with interest. So take the talent from him, and give it to him who has the ten talents. For to every one who has will more be given, and he will have abundance; but from him who has not, even what he has will be taken away.

It is the way of the world, that the rich get richer, and the poor get poorer - it has nothing to do with being fair - it has everything to do with using what you have - here's a simple example, you're trying to dam a flow of water, one person has his hands and no tools, one person has hand tools, and one person has a bulldozer. Its clear that the bulldozer can move the most earth, but that's not really the question - the question is not what could you do if you had everything you can imagine - the question is, what can you do with what you have?

You see, this parable isn't about how you get to heaven, because we are all saved in the same way - we are all sinners, and we are all saved by grace through faith in Christ - this parable then, is about how we lead our life as a child of God.

God gives us talents to use, not to save, not to store, not as insurance, but to use on a regular basis. Just as God gives us talents to use, so God gives us grace to use - it doesn't do anyone any good if we have more - if we don't already use what we have. When it comes to God's grace, if you want more, its important to use what you have, for the more you use, the more you are given.

Sloth:

disinclination to action or labor

spiritual apathy and inactivity

Understanding God and his grace

Only God creates - that's why there is always enough, he can always create more

God's grace is infinite - the more you use it, the more he gives

How do you use God's grace?

To resist temptation

To do good works

To believe God's promises

To trust in God's forgiving love

To live the new life we were given in baptism

To spread the good news of salvation to those who do not know

And that's the reason why God always gives us more than we need, so that when everything is done, we know there will still be plenty to give away to those in need. And once you know there is plenty, you don't wait to the end, but you give whenever you see a need.